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Used Cars Under $20,000 near Schenectady, NY

Newer, lower-mileage vehicles that still land under twenty. The same 151-point reconditioning, the same lifetime engine warranty on qualifying cars.

2017 GMC Canyon at Fogg's Automotive

2017 GMC Canyon, 1 of 6

9

available now

$17,153

starting price

151-pt

inspection on every vehicle

1955

family-owned since

Fogg's Automotive stocks used cars under $20,000 near Schenectady, NY. This band generally buys a newer vehicle with lower mileage than the rungs below it, and more of these qualify for the lifetime engine limited warranty, which applies under 85,000 miles. The reconditioning standard is identical across every price we sell at.

Available right now

Updated daily as vehicles arrive and sell — every one reconditioned before it was listed.

2017 GMC Canyon for sale at Fogg's Automotive near Schenectady, NY
New Arrival

2017 GMC Canyon

SLT · 113,918 miles

$19,978

Vehicle price
$19,803
Doc fee
+$175
Total price
$19,978
Fogg's Certified
Clean history
2024 Chevrolet Malibu for sale at Fogg's Automotive near Schenectady, NY

2024 Chevrolet Malibu

LT · 60,164 miles

$19,978

Vehicle price
$19,803
Doc fee
+$175
Total price
$19,978
Lifetime warranty
Fogg's Certified
One owner
Clean history
Factory coverage
2024 Nissan Altima for sale at Fogg's Automotive near Schenectady, NY

2024 Nissan Altima

2.5 SV · 56,567 miles

$19,978

Vehicle price
$19,803
Doc fee
+$175
Total price
$19,978
Lifetime warranty
Fogg's Certified
One owner
Clean history
Factory coverage
2024 Chevrolet Malibu for sale at Fogg's Automotive near Schenectady, NY

2024 Chevrolet Malibu

LT · 62,427 miles

$19,978

Vehicle price
$19,803
Doc fee
+$175
Total price
$19,978
Lifetime warranty
Fogg's Certified
One owner
Clean history
$240Upgrades
2024 Chevrolet Malibu for sale at Fogg's Automotive near Schenectady, NY

2024 Chevrolet Malibu

LT · 53,616 miles

$19,978

Vehicle price
$19,803
Doc fee
+$175
Total price
$19,978
Lifetime warranty
Fogg's Certified
One owner
$250Upgrades
Factory coverage
2024 Volkswagen Jetta for sale at Fogg's Automotive near Schenectady, NY

2024 Volkswagen Jetta

S · 45,801 miles

$18,978

Vehicle price
$18,803
Doc fee
+$175
Total price
$18,978
High demand
Lifetime warranty
Fogg's Certified
One owner
Clean history
Factory coverage
2023 Chevrolet Malibu for sale at Fogg's Automotive near Schenectady, NY

2023 Chevrolet Malibu

LT · 57,129 miles

$18,153

Vehicle price
$17,978
Doc fee
+$175
Total price
$18,153
Lifetime warranty
Fogg's Certified
One owner
Factory coverage
2022 Nissan Altima for sale at Fogg's Automotive near Schenectady, NY

2022 Nissan Altima

2.5 SV · 84,424 miles

$17,153

Vehicle price
$16,978
Doc fee
+$175
Total price
$17,153
High demand
Lifetime warranty
Fogg's Certified
2024 Chevrolet Malibu for sale at Fogg's Automotive near Schenectady, NY

2024 Chevrolet Malibu

LS Fleet · 75,136 miles

$18,153

Vehicle price
$17,978
Doc fee
+$175
Total price
$18,153
Lifetime warranty
Fogg's Certified
One owner
$1,185Upgrades
See all 9

Under $20,000 is where most of this lot actually lives.

It is the band where a recent model year, mileage low enough for the warranty, and a payment that clears a lender's ratio all tend to meet at once.

What separates this band from the ones below it

Mileage, mostly — and mileage is what decides whether the lifetime engine limited warranty applies, since the threshold is 85,000 miles at purchase. More cars here clear it than in the bands below.

Model year follows the same curve. The reconditioning does not: the same 151 points are checked on a $9,000 car and a $19,000 one, because the standard is about what leaves the shop rather than what it sells for.

On every vehicle

What comes standard on a car we put our name on

151-pt

Reconditioned before listing

Inspected and repaired in our own shop, not after you buy it.

Lifetime

Engine limited warranty

On qualifying vehicles under 85,000 miles — for as long as you own it.*

Free

CARFAX on every vehicle

The full history, handed to you before you ask for it.

1955

Technician-owned since

Judged against our service shop’s standard, not what is easy to sell.

*Lifetime engine limited warranty on qualifying vehicles under 85,000 miles. See dealer for full terms.

Common questions

Generally a recent model year with moderate mileage — sedans, small SUVs and some trucks, depending on the week. Everything currently in the band is listed on this page, and all of it has been through the same 151-point reconditioning.

Qualifying vehicles under 85,000 miles do, at no extra cost, and more cars in this band clear that threshold than in the lower ones. Each vehicle page states whether that specific car qualifies.

Yes. Financing is arranged through banks and credit unions across every credit tier, including applicants rebuilding credit, and pre-approval uses a soft pull that does not affect your score. We are not a buy-here-pay-here lot — the lender is a third party and your payments report to the credit bureaus.

Visit us

642 Saratoga Rd, Scotia, NY 12302

Mon–Fri 8:30 AM – 6 PM · Sat 9 AM – 4 PM

(518) 399-8393