How Do Bad Credit Car Loans Work?
Bad credit does not automatically prevent loan approval. Specialized lenders evaluate more than just credit scores. Credit amnesty programs help rebuild financial standing.
Quick Summary
Bad credit auto loans designed to help you qualify.
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Answered by Anton Osen
Last updated 12/15/2025, 2:18:34 PM
Even if you have bad credit, past repossessions, or bankruptcy, you may still qualify for an auto loan at Fogg's Automotive. We partner with lenders who specialize in bad credit financing.
Unlike many bad credit car dealerships in Schenectady, we work to protect your credit while helping you get approved. We build a strong case using income, stability, and job history.
Our credit amnesty programs help customers get back on track with manageable auto loans.
Service Manager, Fogg's Automotive
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