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Used 2023 BMW 5 Series M550i xDrive For Sale in Schenectady, NY

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Low miles

Used 2023 BMW 5 Series M550i xDrive for sale in Scotia, NY

Price drop.$57,153
$57,573 You save $595

$824/mo est.

Adjust calculator
$57,573
−$595
+$175
Our price
$57,153

This car is getting a lot of interest. Check it's still available.

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Miles
23,390mi
Drivetrain
AWD
Horsepower
523hp
Engine
4.4L
EPA combined
21mpg

Overview

About this 2023 BMW 5 Series M550i xDrive

Explore this Gray 2023 BMW 5 Series M550i xDrive, a Sedan designed for both performance and style. With just 23,390 miles on the odometer, this vehicle is ready to take you on countless adventures. Priced at $57,153, it offers a perfect blend of comfort, technology, and safety features. Don't miss the chance to own this fantastically priced Sedan.

This one comes with our lifetime engine warranty.

Fogg's For Life covers the engine for as long as you own the car — included, not sold as an add-on, on qualifying vehicles under 85,000 miles.

What the warranty covers (opens in a new tab)

Why you'll love this 2023 BMW 5 Series

This 2023 BMW 5 Series M550i xDrive is a all-wheel-drive sedan with 23,390 miles on it, 523 horsepower, for sale in Scotia, NY. Here's what its equipment actually does for you.

Backup Camera

Shows what's behind you on screen when you shift into reverse — parking, hitching, and tight lots all get easier.

Android Auto

Puts your Android phone's maps, music, and messages on the car's screen, with voice control.

Apple CarPlay

Puts your iPhone's maps, music, and messages on the car's screen, with Siri on the steering wheel.

Bluetooth

Hands-free calling and wireless audio from your phone.

Navigation System

Built-in navigation that works without a phone signal — useful the moment you're out of coverage.

Rain Sensing Wipers

Senses rain on the glass and sets its own wiper speed, so you're not adjusting them in bad weather.

Satellite Radio Ready

Ready for SiriusXM, so coverage doesn't drop out between towns.

Automatic Climate Control

Set a temperature and it holds it, managing fan and vents itself instead of you fiddling with dials.

Heated Seats

Warms the seat itself, which heats you far faster than waiting on the cabin — the single best feature of an upstate New York winter.

Keyless Entry

Unlocks as you walk up with the key in your pocket. You stop hunting for it in the rain.

Memory Seats

Remembers each driver's seat position and recalls it at the touch of a button.

Power Seats

Motorised seat adjustment, so finding your driving position takes a second and stays put.

Looking for specific vehicle info?

What comes with this 2023 BMW 5 Series

Included

Lifetime engine warranty

Fogg's For Life covers this vehicle's engine for as long as you own it — included, not sold as an add-on, on qualifying vehicles under 85,000 miles.

What the warranty covers (opens in a new tab)
Included

Fogg's Certified

Every car goes through our 151-point reconditioning in our own shop before it is listed — so what you drive off in was judged against our service department's standard, not against what was easy to sell.

See the inspection
CARFAX Free

Full history report

Owners, reported accidents, title status and service records for this exact VIN — free, and available before you come in.

Read the report (opens in a new tab)

Key features

Safety

  • Backup Camera
  • Parking Sensors Assist

Technology

  • Android Auto
  • Apple CarPlay
  • Bluetooth
  • Navigation System

Comfort

  • Automatic Climate Control
  • Heated Seats
  • Keyless Entry
  • Memory Seats

Exterior

  • AWD

Vehicle details

Mileage

23,390 mi

Drivetrain

AWD

MPG

17 city, 25 hwy

Engine

4.4L Twin Turbo V8 523hp 553ft. lbs.

Horsepower

523 hp

Transmission

8-Speed Shiftable Automatic w/Sport Transmission

Fuel type

Gasoline

Exterior color

Gray

Interior

Black

Doors

4

Located at

Scotia, NY

VIN WBA13BK05PCL36978 · Stock P34431

Price details

Plan beyond the vehicle price with an itemized estimate. The dealership will confirm taxes, government charges, fees, and your final purchase figures before signing.

Pay monthly

$824/mo estimated

$11,396 (20%)
$1,000
850 Excellent
9.9%est.
Term in months72 months
We compare rates acrossChase, Capital One, Ally Financial, Wells Fargo, Bank of America and more.

Pay once

$60,706

Estimated total

Vehicle price
$56,978
Your trade-in allowance
−$1,000
Estimated NY sales tax (8%)
$4,478
Documentary fee
$175
Estimated title
$50
Estimated plates & registration
$25

Estimated purchase total

$60,706

Start your purchase

Financing

Know what you're approved for before you come in.

Soft credit check — no impact to your score. It takes about two minutes and comes back with a real decision — not a rate sheet's guess at what someone like you would pay.

  • No impact to your credit score
  • Takes about two minutes
  • Shopped to banks and credit unions
Get pre-qualified

Online: a soft credit check, no mark on your report, and you keep the result whether or not you buy this one.

In store: 30 minutes, no online credit inquiry. Bring what you have —

  • Photo ID
  • Proof of income
  • Proof of address
  • + 2 more

Trading something in?

Add your current vehicle to the conversation and we will estimate its value, remaining payoff, and effect on the purchase. Final tax treatment depends on the transaction and buyer registration details.

Value my trade

Figures shown use configured planning assumptions for a buyer registering in Scotia. They are not a quote or buyer's order. Contact the dealership for current taxes, government charges, dealer fees, and final transaction figures.

151-point inspection

Every car is reconditioned to this standard in our own shop before it is listed. Ask for the records on this one.

Fogg's Certified

A 151-point standard across 7 systems.

  • Engine & powertrain10 checks
  • Brakes & tires13 checks
  • Steering & suspension8 checks
  • Electrical & battery11 checks
  • Heating & air conditioning8 checks
  • Safety & driver-assist systems8 checks
  • Road test8 checks

Fogg's deliberately does not stock the cheapest cars on the market: vehicles that cannot be brought to this standard are not put on the lot. Ask for the records specific to the vehicle you are considering.

Straight answers

Questions people ask about this one.

What condition information is available for this BMW 5 Series?
Every vehicle Fogg's Automotive retails is reconditioned to a 151-point standard before it is listed, and a free CARFAX report is available for this VIN. Ask which inspection and service records are on file for this specific vehicle.
What fuel economy does this 5 Series get?
It is EPA-rated at 17 MPG city and 25 MPG highway — roughly 21 MPG combined in mixed driving.
How many miles are on this 2023 BMW 5 Series?
23,390 miles. It is listed at $56,978 and is located at Fogg's Automotive on 642 Saratoga Rd in Scotia, NY.

All vehicle prices listed by Fogg's Automotive include a Dealer Administrative Fee (Doc Fee) of $175. Applicable sales tax, title, license, registration, and other state-specific fees in New York are additional and are not included in the advertised price unless otherwise stated. All payments and terms listed are subject to approved credit. Individual results may vary. While Fogg's Automotive makes every effort to ensure the accuracy of the information displayed on this website, vehicle features, options, pricing, incentives, and availability may occasionally contain errors or omissions due to data provided by multiple third-party sources. Please confirm all vehicle details with the dealership prior to purchase. Fogg's Automotive is not responsible for typographical, pricing, product information, advertising, or shipping errors. Not all offers, incentives, or rebates can be combined. See dealer for complete details.

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